Short financials and housing

I can't predict the fortunes of the broad market, but a blind man can see that these two industries are hurting. Added to this, the truth about just how bad things are is trickling out very slowly or not at all, as if that will somehow save their stocks from the whims of capricious investors searching for alpha. Short the big brokerages, money center banks, and homebuilders either the individual names or through an ETF like XLF, IYG, or XHB. The subprime mess and the credit squeeze are going to get worse before they get better.